17:07:47	 From Sonya Sigler : So - there is no wrong time to start.
17:19:54	 From Cherie Morgan : What advice do you have for someone who is self-employed?
17:21:07	 From Sonya Sigler : SEP-IRA
17:21:58	 From Cherie Morgan : Do you recommend the SEP-IRA over a Traditional IRA?
17:22:39	 From Shannah Smith  To  Sonya Sigler(privately) : I have one of those. I had no idea they didn't sell them anymore
17:23:50	 From Hope Feller : SEP IRA are for those with a Business.
17:26:26	 From Deborah Mannia  To  Sonya Sigler(privately) : Yeah to estate planning.  So hard to get started or re-started and revise, LOL
17:26:34	 From Sonya Sigler : Donor advised fund - less costly than starting your own foundation
17:26:59	 From Sonya Sigler : Estate planning is best done by an expert.
17:27:14	 From Shannah Smith  To  Sonya Sigler(privately) : HI Sonya. I have to jump off at 5:30 for a work meeting...Otherwise I'd stay until it is completed. Good info :)
17:34:27	 From Sonya Sigler : Contact info is on the slide and in the attached bio document
17:38:57	 From Deborah Mannia : Thank you!
17:39:38	 From Deborah Mannia : High interest savings -- look also at CDs, even short term holds usually pay more interest